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MEDICARE 101
initial enrollment period
Your first Medicare enrollment window matters. Your Initial Enrollment Period lasts for seven months: the three months before your 65th birthday month, your birthday month, and the three months after.
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3 Months Before
Start reviewing Part A, Part B, prescription coverage, and whether Original Medicare, Medicare Supplements or Medicare Advantage fits your needs.
Birthday Month
Confirm your enrollment timing and understand when your coverage starts based on when you apply.
3 Months After
Last chance to use your Initial Enrollment Period before other enrollment rules and possible penalties apply.
How To sign up
Simple steps for getting started.
STEP 1: Confirm whether you are automatically enrolled
Many people already receiving Social Security benefits are automatically enrolled in Part A and Part B. Others need to actively sign up.
STEP 2: Enroll through Social Security
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Social Security handles enrollment for Medicare Part A and Part B. Medicare Advantage and Part D plan choices are made separately.
STEP 3: Compare your coverage path
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Review Original Medicare plus a supplement and drug plan versus a Medicare Advantage plan to decide which structure fits your priorities.